No need to rob a bank or ask for permission. Apply to finance your dream bike, wheels, or any accessory at 0% financing. Our spring financing promotion begins April 1 and ends June 30. Get your cycling adventures started with the right equipment! It’s easy to dream and even easier to buy your dream bike.
We can arrange financing, in store, in as little as 15 minutes. Everything you need to get approved is in your wallet, and we can get this done with ease.
The following is an example of how the no interest plan works.
For demonstration purposes, we will describe the calculation for a 18 month payment plan.
If you purchase a bike with accessories totalling $4500.
Down Payment = $625.00 ($585 HST ($4500 x 13%) + $60 admin fee)
Monthly Payments = $250 ($4500 divided by 18 months).
Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All annual interest rates indicated are subject to change. The “Interest-free equal monthly payments” offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for purchases through equal and consecutive monthly installments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly installment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly installments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly installment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Membership/renewal fees of $1 to $150 may apply depending on the card requested or used for the purchase. See details in store. Information effective April 1, 2018 to June 30, 2018.