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VIA CICLANTE HAS PARTNERED WITH DESJARDINS ACCORDD TO OFFER A EASY WAY TO GET YOUR DREAM BIKE AND PAY IT OFF OVER 12, 18 OR 24 MONTHS AT 0% INTEREST.


No need to rob a bank or ask for permission. Apply to finance your dream bike, wheels, or any accessory at 0% financing. Our spring financing promotion begins April 1 and ends June 30.  Get your cycling adventures started with the right equipment!  It’s easy to dream and even easier to buy your dream bike.

We can arrange financing, in store, in as little as 15 minutes. Everything you need to get approved is in your wallet, and we can get this done with ease.

HOW DOES IT WORK?


  • Work with our knowledgeable staff to find the best bike for you.
  • Pick the parts and accessories that you will need.
  • Answer a few questions with our financing experts, so that we can apply for submit a financing application.
  • When authorized, pay a $40 admin fee plus the sales taxes (HST) and you’re ready to roll.
  • Information regarding payment and balance will be sent to you by Desjardins monthly.
  • Make the equal the monthly payments the same way you pay other bills or pay the balance in a lump sum with no penalty. It’s that easy.

FINANCING OPTIONS

12 MONTHS

Bikes and Accessories
Less than $2500

18 MONTHS

Bikes and Accessories
$2500 - $5000

24 MONTHS

Bikes and Accessories
$5000+

How it’s done.


The following is an example of how the no interest plan works.
For demonstration purposes, we will describe the calculation for a 18 month payment plan.

If you purchase a bike with accessories totalling $4500.
Down Payment = $625.00 ($585 HST ($4500 x 13%) + $40 admin fee)
Monthly Payments = $250 ($4500 divided by 18 months).

CONTACT US

What do I bring?


  1. Canadian Government Issued Photo Identification (Ontario Driver’s License, Canadian Passport, or any Canadian government issued photo identification with the exception of the Ontario Health Card).
  2. Current Home Address (If occupancy is less than 2 years at this address, we would need your previous address).
  3. Employment information (name of employer, address, phone number, position, monthly pay).
  4. Social insurance number (optional).
  5. Your bank’s name and home branch address.

Other Information

Financing Details

Interest-free equal monthly payments

Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All annual interest rates indicated are subject to change. The “Interest-free equal monthly payments” offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for purchases through equal and consecutive monthly instalments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment  due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Membership/renewal fees of $1 to $150 may apply depending on the card requested or used for the purchase. See details in store. Information effective April 1, 2017 to June 30, 2017.

We fit every bike that we sell to increase your comfort and enhance your performance.

Learn more

Did you know?

We will finance your bicycle and accessory purchases with 12 months no interest financing.