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Bike Fitting

Financing Old

ViaCiclanteImage02We accommodate your budget so you can get the best bicycle for you. This is why we have partnered with Desjardins to provide you with a financing plan that is unlike any other!

We would love to personally walk you through our different financing options.

Contact us

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On all full priced bicycles:

  • We offer 0% interest purchase financing on all full priced bikes
  • Payments are monthly for 12 months
  • The cost of parts and accessories can be added into the financed cost based on the amount approved
  • All financing is subject to approved credit
  • Credit approval process takes approximately 15 minutes.
  • A $40.00 administration fee and sales tax (13%) are applied at the time of purchase

Calculation for a no interest plan:

The following is an example of how the no interest plan works.
For demonstration purposes, we will describe the calculation for a 12 month payment plan.
On a $1,000 financing purchase the interest would be $0.00 over 12 months, and the monthly payment would be $83.33.
Regular and lump-sum payments as well as full balance payment may be made before the due date without penalty.

Requirements for financing approval:

  1. Canadian Government Issued Photo Identification (Ontario Driver’s License, Canadian Passport, or any Canadian government issued photo Identification with the exception of the Ontario Health Card)
  2. Current Home Address (If occupancy is less than 2 years at this address, we would need your previous address)
  3. Employment information (name of employer, address, phone number, position, monthly pay)
  4. Social insurance number (optional)
  5. Your bank’s name and home branch address

Other information:

  • You will receive a monthly statement indicating your monthly payment requirement and due date.
  • After 10 days from your financing approval, you should receive your Accord D Card, if the purchase has not be completed by this time activate the card and bring in to the store to complete the purchase.
  • Regular and lump-sum payments may be made before the due date without penalty, regardless of the type of financing plan selected.
  • Paying you financing is easy you can pay your Accord D account balances:
    • online through your online banking site
    • at any ATM that accepts Desjardins credit card payments (except for principal payments)
    • at your Desjardins caisse
    • by authorized payment (except for principal payments)
    • by mail at the following address: Desjardins Card Services, P.O. Box 8601, Centre-ville Station, Montréal, Québec, H3C 3V2 (with appropriate coupon)
    • on AccèsD Internet and via AccèsD Telephone
    • Desjardins caisse members can also pay at any Desjardins ATM.

Visit www.desjardins.com/AccordD   or call 1-800-363-3380 for more information

Financing Details

Interest-free equal monthly payments

Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All annual interest rates indicated are subject to change. The “Interest-free equal monthly payments” offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for purchases through equal and consecutive monthly instalments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment  due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Membership/renewal fees of $1 to $150 may apply depending on the card requested or used for the purchase. See details in store. Information effective April 1, 2016 to June 30, 2016.

Via Ciclante has partnered with Desjardins AccordD to offer a easy way to get your dream bike and pay it off over 12, 18 or 24 months at 0% interest.

No need to rob a bank or ask for permission. Apply to finance your dream bike, wheels, or any accessory at 0% financing.  Our spring financing promotion begins April 1 and ends June 30.  Get your cycling adventures started with the right equipment!  It’s easy to dream and even easier to buy your dream bike.

We can arrange financing, in store, in as little as 15 minutes. Everything you need to get approved is in your wallet, and we can get this done with ease.

What you need to bring in to apply for financing:

1) Canadian Government Issued Photo Identification (Ontario Driver’s License, Canadian Passport, or any Canadian government issued photo identification with the exception of the Ontario Health Card).

2) Current Home Address (If occupancy is less than 2 years at this address, we would need your previous address).

3) Employment information (name of employer, address, phone number, position, monthly pay).

4) Social insurance number (optional).

5) Your bank’s name and home branch address.

Here is how it works:

– Work with our knowledgeable staff to find the best bike for you.

– Pick the parts and accessories that you will need.

– Answer a few questions with our financing experts, so that we can apply for submit a financing application.

– When authorized, pay a $40 admin fee plus the sales taxes and you’re ready to roll.

– Information regarding payment and balance will be sent to you by Desjardins monthly.

– Make the equal the monthly payments the same way you pay other bills or pay the balance in a lump sum with no penalty. It’s that easy.

12 Months

Equal payments at 0% interest

Applies to all current model bikes and accessories that total less than $2500

For example, you purchase a bike for $2000 with $400 in accessories for a total of $2400

At the time of purchase you would pay $352.00 ($40 admin fee and $312 in sales tax).

Then you would pay 12 monthly payments of $200 ($2400 divided by 12 months).

18 Months

Equal payments at 0% interest

Applies to all current model bikes and accessories that total over $2500 and less than $5000

For example, you purchase a bike for $3500 with $1000 in accessories for a total of $4500

At the time of purchase you would pay $625.00 ($40 admin fee and $585 in sales tax).

Then you would pay 18 monthly payments of $250 ($4500 divided by 18 months).

24 Months

Equal payments at 0% interest

Applies to all current model bikes and accessories that total $5000 or greater.

For example, if you purchase a bike for $5000 then purchase an additional $1000 in accessories for a total of $6000.

At the time of purchase you would pay $820.00 ($40 admin fee and $780 in sales tax).

Then you would pay 24 monthly payments of $250 ($6000 divided by 24 months).

It’s that easy!

Other information:

  • You will receive a monthly statement indicating your monthly payment requirement and due date.
  • After 10 days from your financing approval, you should receive your Accord D Card, if the purchase has not be completed by this time activate the card and bring it to the store to complete the purchase.
  • Regular and lump-sum payments may be made before the due date without penalty, regardless of the type of financing plan selected.
  • Paying your financing is easy you can pay your Accord D account balances:
    • online through your online banking site
    • at any ATM that accepts Desjardins credit card payments (except for principal payments)
    • at your Desjardins caisse
    • by authorized payment (except for principal payments)
    • by mail at the following address: Desjardins Card Services, P.O. Box 8601, Centre-ville Station, Montréal, Québec, H3C 3V2 (with appropriate coupon)
    • on AccèsD Internet and via AccèsD Telephone
    • Desjardins caisse members can also pay at any Desjardins ATM.

Visit www.desjardins.com/AccordD   or call 1-800-363-3380 for more information

Financing Details

Interest-free equal monthly payments

Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All annual interest rates indicated are subject to change. The “Interest-free equal monthly payments” offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for purchases through equal and consecutive monthly instalments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment  due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Membership/renewal fees of $1 to $150 may apply depending on the card requested or used for the purchase. See details in store. Information effective April 1, 2017 to June 30, 2017.

We fit every bike that we sell to increase your comfort and enhance your performance.

Learn more

Did you know?

We will finance your bicycle and accessory purchases with 12 months no interest financing.